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Last updated September 28, 2026
By using JayAltman.com you agree to these terms. If you do not agree, please do not use the site.
Educational content
Everything on this site — articles, frameworks, calculators, the Freedom Assessment and Ask Jay AI — is provided for educational and informational purposes only. It is not personalized business, financial, investment, tax, legal or medical advice, and no professional relationship is created by using the site.
Tools and AI answers
Calculators rely on the assumptions you enter and produce estimates. Ask Jay AI may be incomplete or wrong; it is designed to answer only from Jay's published material and to say when it does not know. Verify anything important with a qualified professional.
Intellectual property
The content, frameworks, design and software on this site belong to Jay Altman Inc. You may share links and quote brief excerpts with attribution. You may not reproduce or resell the content without written permission.
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Limitation of liability
The site is provided "as is". To the fullest extent permitted by law, Jay Altman Inc. is not liable for any loss arising from your use of the site or reliance on its content.